Netherlands Tax Calculator

Compare your tax burden: 2025 (current) vs 2028 (reformed Box 3) • Created by @eugenezelenkov

Box 1 — Employment Income (Inkomen uit werk en woning)

Annual gross salary (EUR) 30% ruling Mortgage interest deduction (EUR) Fiscal partner

Box 2 — Substantial Interest (Aanmerkelijk belang)

Dividend / capital gains from BV (EUR)

Box 3 — Savings & Investments (Sparen en beleggen)

Bank savings (EUR) Stocks (EUR) Cryptocurrency (EUR) Bonds (EUR) Investment real estate (EUR) Rental income from real estate (EUR/year) Debts (EUR)

2028 Scenario — Expected Return Rates

Savings interest (%) Stocks return (%) Crypto return (%) Bonds return (%) Real estate appreciation (%)

2025 — Current System

2028 — Reformed System

Tax per Box — Visual Comparison